Yachts are generally classified as greater than 26ft while boats are 26ft or less. While the core insurance needs are the same regardless of the size of your vessel, we have options for each and every boater’s needs, and will tailor a policy specifically for you.


Whether you are fishing or cruising, waterskiing or just relaxing making memories with your family, leave your worries ashore and relax. We’ve got you covered.

        Hull Coverages

  • Affordable and comprehensive AGREED value hull coverage

  • Wide range of deductible options

  • Navigational limit options for any need

        Other Policy Features

  • Broad range of liability limits, from $100,000 to $1,000,000+

  • Fuel spill liability coverage

  • Coverage for your Personal effects

  • Medical payments coverage

  • Mechanical Breakdown coverages available

  • Coverage for salvage and wreck removal

  • Tender and Dinghy coverage available

  • Towing and Emergency Assistance packages available

  • Captain and crew liability along with Jones Act coverage available

        Premium Discounts available and may include:

  • Discounts for multiple polices

  • Discounts for completion of boaters safety course

  • Safety Equipment Discounts

  • Experienced boater Discount

  • Save money by customizing your policy

    • Lay-up – discounted coverage while your boat is not in use

    • High deductible options

    • Windstorm exclusions – if you live in an area that isn’t at risk of a hurricane, consider removing windstorm coverage for discounts

    • Actual Cash Value – ACV coverage factors in depreciation should you have a claim on the vessel. While we don’t recommend this option for everyone, it may be a good fit for your boat

    • Port risk only – if you vessel is going to be laid up for an extended period of time, consider changing coverage to port risk insurance is a lot cheaper